I started using this app when my credit score was pretty low. What I gained from it was that by getting real time responses to how balances effected my score it was a friendly reminder to make extra payments etc. Also it helped me to realize that some credit cards actually (regardless of the debt-to-credit limit ratio) had more adverse effects than others. An example is that I took out a Home Depot Card and figured since I shop there a lot for projects Id use it, keep a small balance and than pay it off. Because of this app, despite only using $500-1,000 of my $5,000 limit, I would get crushed in my Fico score. From seeing that I went to the MyFico forums and saw that other people experienced the same thing. I immediately paid off the card and closed it down. My score shot up the next month. This is just one of many ways this app has been beneficial. Thanks for adding finger print access as well.
Push Bricks about myFICO - FICO Score Monitoring, v1.8