Great app! Pricey monitoring.
Great app! Pricey monitoring.
Good to know what the actual scores are but updates are quarterly. How hard it is to get daily updates? Lots of free apps that are better.
Love the myfico and what all it offers but cant give it 5 stars because of how little my experian updates, barely at all. I also have experian credit tracker and pay only $10 which is fico score and unlimited updates with score and report.
I love the fact that I get updates multiple times a week, if not per day. As Ive got credit repair going on, it updates me the moment former creditors as well as current ones update each of my respective credit reports, so Im always on top of whats going on. I can quickly jump into the app on my iPhone using Touch ID and see whats happened. Super cool. I also love all the identity protection Ive got with this, song feel confident that if anything weird were to occur Id know quickly. I know some say it is overpriced, but thats relative to what you feel youre getting from it. As the saying goes, "where value exceeds price, price is irrelevant." I really feel the value is much more than the price, but thats my personal opinion.
Im very pleased with the app. The real rating goes to my $29.99/month in order for the app to actually work.
Way better than credit karma true scores and a lot more to go with it . Only down side is paying monthly but you get what you pay for
I recommend this especially if you are making a big purchase such as a home or car.
The ability to see multiple scoring models and frequent daily updates and alerts is fantastic! Already helping to see impact of personal budget changes on scores.
Please update the user interface. Its difficult to navigate this app. Also, please make it fit newer iPhone models.
Ive been using FICO for less than a week and I already know my way around it and can find everything I need in a snap. The information is well laid out and easy to comprehend. Although, it is a bit of a mystery why lenders arent using the highest "score" from FICO; they are typically the higher values... $30 a month is too pricey to subscribe indefinitely. If it were $20 I could justify it, especially since not all lenders appear to be using the highest and more attractive values. I do like the scrutiny in their approach to monitoring my credit profile. Much better than any of the quasi products offered by any of the lame reporting agencies...
I started using this app when my credit score was pretty low. What I gained from it was that by getting real time responses to how balances effected my score it was a friendly reminder to make extra payments etc. Also it helped me to realize that some credit cards actually (regardless of the debt-to-credit limit ratio) had more adverse effects than others. An example is that I took out a Home Depot Card and figured since I shop there a lot for projects Id use it, keep a small balance and than pay it off. Because of this app, despite only using $500-1,000 of my $5,000 limit, I would get crushed in my Fico score. From seeing that I went to the MyFico forums and saw that other people experienced the same thing. I immediately paid off the card and closed it down. My score shot up the next month. This is just one of many ways this app has been beneficial. Thanks for adding finger print access as well.
Great app thanks
This app isnt that great. While it may give you all of your scores at first, it really only monitors three, unless you pay more than the 30.00/month. It also updated all the time when I first got it and now in the third month nothing. My banks free monthly credit score is more than adequate.
Extremely overpriced. Access to full credit reports impossible. Everything here is available free elsewhere. No provision for canceling the service, I had to change my credit card number to stop getting billed $150 yearly.
Its kind of expensive but I guess you get what you pay for
Ive been super pleased with this app. This thing is on the money with alerts! Paying down a card balance for example will generate a score change and it is quick to let you know it happened. My only complaint is that I didnt sign up sooner! A+!
This app when tied into a monitoring account through myfico is awesome I like being Able to constantly monitor my scores ... Pretty sweet
UI/UX needs an over-haul. Keeps loosing the ability to access via fingerprint authentication. Also forgets pin login at times, requiring you to dig up the user/pass and login again to setup.
Since apps are become just as or even more relevant than pcs because of its convenience, this app is perfect. It updates any activity that takes place with your credit. Easy access as well.
4/30/16 Why are all my past/present reviews not sent? This is a poor app. Please fix it. -------------- I can not believe when I called to dispute my report and was told I did not purchase my credit report??? I am disappointed. 3/15/16 the above review did not go through as I clicked Send. So here I am again to add a second Review and hope it will post: I like Fico Alerts but I cant call the credit card company (on demand) to dispute because Fico did not add a telephone #. I want to see this added ASAP. 4/30/16 Why are all my past reviews just sitting here unspent? Please reply. Sending...